There's only one thing standing between you and your dream house - The Mortgage.
Choosing the right mortgage terms can save you thousands over the life of your loan, and even enable you to afford a more expensive home. Work with a professional from the beginning to ensure you make the best choice in your mortgage decision.
There are many factors that influence how much you can qualify for, and what you can afford depends on:
Credit Score
Debt-to-Income Ratio
Gross Household Income
Monthly Expenses
There is no exact formula that you can use on your own to determine how these factors will play into getting qualified, that's why it is important to speak to a Mortgage Consultant at the beginning.
